Entegra Credit Union has partnered with Equifax, Canada’s leading Credit Information company, to give our members the ability to access their credit file and credit score through a secure online environment.

What’s on my Credit Report?

• a copy of your personalized credit history report, enabling you to understand the content of your credit file at Equifax
• a credit score, along with a full explanation and how lenders view your credit risk
• tips on how you can improve your credit score over time
• factors that most heavily affect your credit score
• online dispute resolution, should you wish to question anything about your credit file
• access to your credit file anytime online for 30 consecutive days, at no additional cost

Why should I access my Credit Report?

• make sure Equifax’s credit file is accurate
• know what information is being used by lenders to assess your credit request
• find out what specific actions you can take to improve your credit file

What will it cost?
Payment can be made with a major credit card. There are two different report services:

1.  For $14.50 you can get an easy to read personalized credit history report. This report will include details on your credit card and loan payments. 
   
2. For $21.95, in addition to your personalized credit history report, you will also receive your FICO credit score and analysis. This report will include the full analysis of your credit score along with a full explanation of how lenders view the report and how you rank nationally with other consumers.

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