Entegra Credit Union
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Entegra Credit Union works hard to stay ahead of the competition. Our interest rates are consistently as good as most and better than many, and are reviewed daily to ensure they are among the most competitive in Winnipeg.

Chequing Accounts
Savings Accounts
Term Deposits (GICs, RRSPs & RRIFs)
Mortgages
Consumer Loans
Commercial Loans

Chequing Accounts
Last update: April 27, 2009

ALL-IN-ONE CHEQUING ACCOUNT
ACCOUNT BALANCE INTEREST RATE
$0 - $500 0.00 %
$501 - $3,000 0.00 %
$3,001 - $5,000 0.05 %
$5,001 + 0.05 %


YOUTH ACCOUNTS
Fat Cat Chequing / Savings Account 0.10 %
Moving Up Chequing / Savings Account 0.10 %


PERSONAL U.S. CHEQUING / SAVINGS ACCOUNT
ACCOUNT BALANCE INTEREST RATE
$0 - $500 0.00 %
$501 - $3,000 0.00 %
$3,001 - $5,000 0.05 %
$5,001 + 0.05 %

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Savings Accounts
Last update: June 30, 2010

PLAN 24 INTEREST RATES
ACCOUNT BALANCE INTEREST RATE
$0 + 0.05 %

ADVANTAGE SAVINGS INTEREST RATES
ACCOUNT BALANCE INTEREST RATE
$0 - $100,000 1.05 %
$100,001 - $250,000 1.25 %
Over $250,000 1.85 %

TAX FREE SAVINGS ACCOUNT
ACCOUNT BALANCE INTEREST RATE
$0 + 1.05 %

ULTRA SAVINGS INTEREST RATES
ACCOUNT BALANCE INTEREST RATE
$0 - $1,000 0.05 %
$1,001 - $5,000 0.10 %
$5,001 - $50,000 0.20 %
$50,001 - $150,000 0.50 %
$150,001 + 1.40 %

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Term Deposits (GICs, RRSPs & RRIFs)
Last update: August 27, 2010

SpecialsGIC, RRSP, RRIF & TFSAs SPECIALS

TERM GIC RRSP RRIF
16 Months 1.85 % 1.85 % 1.85 %
38 Months 2.85 % 2.85 % 2.85 %
66 Months  3.15 %  3.15 %

3.15 %

SHORT TERM GICs
Minimum Deposit $5,000.
Non-redeemable.

TERM INTEREST RATE
30 - 59 Days 0.25 %
60 - 89 Days 0.25 %
90 - 179 Days 0.40 %
180 - 364 Days 0.60 %


RRSP & RRIF VARIABLE SAVINGS

ACCOUNT BALANCE INTEREST RATE
$0 - $1,000 0.05 %
$1,001 - $5,000 0.10 %
$5,001 - $50,000 0.25 %
$50,001 - $250,000 0.50 %
$250,001 + 1.50 %
Interest paid and compounded annually.



LONG TERM GICs, RRSPs, RRIFs, TFSAs

TERM GIC RRSP RRIF
1 Year 1.60 % 1.60 % 1.60 %
2 Year 2.25 % 2.25 % 2.25 %
3 Year 2.50 % 2.50 % 2.50 %
4 Year 2.65 % 2.65 % 2.65 %
5 Year 3.00 % 3.00 %

3.00 %

1 Year Redeemable 1.00 % N/A N/A

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Mortgages
Last update: August 27, 2010

SpecialsMORTGAGE SPECIALS
1 Year 3.39 %
2 Year 3.64 %
3 Year 3.84 %
4 Year 3.89 %
5 Year 3.99 %
Variable 3.55 %
5 Year Cashback  up to 5.00 % Cash Back

RESIDENTIAL MORTGAGE RATES
TERM INTEREST RATE
1 Year Open 6.55 %
1 Year Closed 3.50 %
2 Year Closed 3.90 %
3 Year Closed 4.20 %
4 Year Closed 5.04 %
5 Year Closed

5.39 %



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Consumer Loans
Last update:   July 20, 2010

PERSONAL LOANS
Variable As low as Prime.

RRSP LOANS

As low as ECU Personal Prime.


AUTO LOANS
Variable As low as Prime.


HOME IMPROVEMENT LOANS
TERM RATE AS LOW AS
1 Year Contact Branch for details.
2 Year Contact Branch for details.
3 Year Contact Branch for details.
4 Year Contact Branch for details.
5 Year Contact Branch for details.


PERSONAL LINE OF CREDIT
As low as 5.20 %


EQUITY LINE OF CREDIT
As low as 3.30 %

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Commercial Loans
Last update: September 8, 2010

COMMERCIAL PRIME LENDING RATE
3.45 %


COMMERCIAL MORTGAGES
TERM RATE AS LOW AS
1 Year Contact Branch for details
2 Year Contact Branch for details
3 Year Contact Branch for details
4 Year Contact Branch for details
5 Year Contact Branch for details
Floating As low as Prime + Plus 0.50 %


COMMERCIAL LINE OF CREDIT
As low as Commercial Prime + 0.00 %

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