Collabria Promotions Terms and Conditions

Grocery Promotion Terms and Conditions

This offer is available from May 1, 2020 to July 31, 2020 on the following Collabria credit cards: Cash Back, Centra Gold, FlexRate, Infinite, US Dollar, Travel Rewards Gold, Visa Infinite Business, and No Fee Cash Back Visa Business. Both student and low rate business do not qualify. During the promotional period, cardholders will receive additional (50% more) bonus rewards points on every dollar spent on ‘Grocery’ merchant category.

Qualifying Additional Bonus Point Merchant Categories:

This offer applies to Collabria consumer and business rewards credit cards only. Qualifying transactions must be made between May 1 – July 31, 2020. In order to receive additional (50% more) rewards points for every dollar spent, cardholder must spend their dollars in eligible merchant category codes (MCCs): Grocery. Merchants in Grocery category are classified as “Grocery Stores and Supermarkets” (MCC 5411, 5462). Bonus rewards points will be awarded only in MCC 5411 and MCC 5462 merchant categories. Eligible categories are subject to change without notice. Collabria Financial and Entegra Credit Union have no control over how a merchant is classified. Collabria Financial and Entegra Credit Union are not responsible for how merchants are categorized. Collabria Financial and Entegra Credit Union will not issue additional bonus rewards should the merchant from whom cardholder made their Net Purchase not be classified in the category they expected.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

Balance Transfer Promotion Terms and Conditions

This offer is available from May 1 to July 31, 2020 on all consumer and business credit card accounts except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria consumer credit card at promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details regarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of the transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between May 1 – July 31, 2020. This offer may be withdrawn or end at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card cannot be transferred as a balance transfer to a Collabria credit card.

This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.

In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period as long as each transfer is $500 or more. Review all terms and conditions for complete details.

To identify a Collabria-issued credit card please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria this card is not eligible for a balance transfer to another Collabria-issued credit card.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

 

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