Personal Savings


Take control of your savings with pre-authorized contributions

We all have different savings goals, but when you’re looking at your grand total, getting there might feel overwhelming or unattainable. But what if you could make payments towards your goals, just like your bills?

With PACs, it’s easy to implement a savings routine; just set up weekly, bi-weekly, or monthly contributions with automatic deposits from your daily accounts to your investment accounts.
  1. Select ‘Transfer funds’ from the Transfers and Payments tab
  2. Choose what account you want the funds transferred from, then select the product you want it transferred to 
  3. Enter the amount, select the ‘Recurring’ transfer type, and then select your desired frequency, start, and end date

That’s it! See how easy saving can be!

As time goes on, don’t just set your PAC and forget it! Reevaluate your budget annually to see if you have some extra cash to add to your PACs. If you’re not sure where to begin or want some guidance when it comes to your savings plan, we’re here to help! We’ll take the time to help you define your savings goals, determine your annual contribution amounts, and ensure you’re taking full advantage of the grants and tax incentives available to you.

Take care of your financial well-being

Managing money well is big part of living well. And just like staying healthy, it's the small choices we make every day that pay off over time. Set up strong financial habits with:

  • Accounts to suit your needs

  • Pre-authorized contributions options

  • Competitive interest rates

  • 100% deposit guarantee

Choose the best savings account for you.

Daily Savings
Convenience of day-to-day access, with no minimum balance required to earn interest.

  • Interest is calculated on the closing daily balance and paid monthly
  • Free automatic loan payment transfers
Advantage Savings
Earn a premium rate of interest on larger, long-term balances without locking in funds.

  • Interest is calculated on the minimum monthly balance, based on a tiered rate structure, and paid annually
  • One free debit per month
Ultra Savings
Earn more interest on long-term savings without locking in funds.

  • Interest calculated on the closing balance, based on a tiered rate structure, and paid monthly
  • One free debit per month
Smart Start Savings
Designed for members 17 and under, this account offers special benefits to help young people save for their future.

  • Interest calculated on the closing daily balance and paid monthly
  • Free transactions and $5 membership share

Account Fees & Details

Monthly Fee: $0
Interest: Calculated daily on your closing balance and paid on the last day of the month. View rates.

Full-Service (In-Branch)
Withdrawal $0.70
Automatic loan payment transfer FREE


 
Self-Service (Online or ATM)
Direct payment or ATM transaction $0.50
Per additional withdrawal $0.50





Contact us to open your account.
Monthly Fee: $0
Interest: Calculated on your minimum monthly balance and paid on a tiered rate structure on December 31st. View rates.

Full- or Self-Service
One debit per month (minimum withdrawal amount of $1,000) Free
Per additional withdrawal $1.00






Apply online or contact us to open your account.
Monthly Fee: $0
Interest: Calculated daily on your closing balance and paid out on tiered rate structure on the last day of the month. View rates.

Full- or Self-Service
One debit per month (minimum withdrawal amount of $1,000) FREE
Per additional withdrawal $1.00






Contact us to open your account.

Monthly Fee: $0
Interest: Calculated daily on your closing balance and paid out on the last day of the month. View rates.

Full-Service (In-Branch)
Withdrawal FREE
Term deposits with a minimum $100.00




Self-Service (Online or ATM)
Manitoba Credit Union ATM withdrawal FREE
Direct payment or ATM transaction FREE





Contact us to open your account.
Open your account and become a member
To become a member and open one of these accounts, call 204-949-7744 or visit an Entegra Credit Union Branch.
Ready to save it forward?
With so many great ways to invest in your best future, it's worth it to get some advice.


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