Rates

All-In-One Chequing Account Rates
$0 - $500 0.00%
$501 - $3,000 0.05%
$3,001 - $5,000 0.10%
$5,001 and over 0.10%

Personal U.S. Chequing / Savings Account Rates
$0 - $500 0.05%
$501 - $3,000 0.05%
$3,001 - $5,000 0.10%
$5,001 and over 0.25%

Golden All-In-One Chequing Account Rates
$0 - $1,000 0.00%
$1,001 - $5,000 0.05%
$5,001 - $50,000 0.15%
$50,001 and over 0.15%
$150,001 and over 0.15%

Property Tax Account Rates
$0 and over 0.05%

Lawyer Trust Rates
$0 - $25,000 0.05%
$25,001 - $150,000 0.05%
$150,001 and over 1.05%

Daily Savings Rates
$0 and over 0.05%

Advantage Savings Account Rates
$0 - $10,000 0.50%
$10,001 - $100,000 0.70%
$100,001 - $250,000 0.90%
$250,001 and over 1.10%

Ultra Savings Account Rates
$0 - $1,000 0.05%
$1,001 - $5,000 0.25%
$5,001 - $50,000 0.40%
$50,001 - 150,000 0.80%
$150,001 and over 1.10%

SmartStart Savings Account Rates
$0 and over 0.15%


Long Term GICs Non-Redeemable Rates
1 Year 1.10%
2 Year 1.40%
3 Year 1.45%
4 year 1.50%
5 Year 1.65%

Short Term Deposits Non-Redeemable Rates
30 - 59 Days 0.55%
60 - 89 Days 0.65%
90 - 179 Days 0.75%
180 - 364 Days 0.85%

U.S. Dollar Short Term Deposit Non-Redeemable Rates
30 Days 0.55%
90 Days 0.65%
1 Year 0.90%

1 - Year Redeemable GIC Rates
Redeemed under 89 Days 0.00%
If Redeemed between 90 - 179 Days 0.90%
If Redeemed between 180 - 364 Days 1.10%
Redeemed on the 365 day 1.25%

Long Term RRSP, RRIF, TFSA Non-Redeemable Rates
1 Year 1.10%
2 Year 1.40%
3 Year 1.45%
4 Year 1.50%
5 Year 1.65%

Advantage RRSP/LIRS/RRIS/LIF Savings Rates
$0 - $10,000 0.70%
$10,001 - $100,000 0.70%
$100,001 - $250,000 0.90%
$250,001 and over 1.10%

RRSP and RRIF Variable Savings Rates
$0 - $1,000 0.05%
$1,001 - $5,000 0.15%
$5,001 - $50,000 0.40%
$50,001 - $250,000 0.50%
$250,001 and over 1.25%

Tax Free Savings Rates
Tax Free Savings Account 1.10%


Mortgages Rates
Variable 3.65%
1 Year Closed 1.75%
2 Year Closed 1.75%
3 Year Closed 1.89%
4 Year Closed 1.89%
5 Year Closed 1.89%

Personal Loans Rates
Variable as low as prime See branch for details

RRSP Loans Rates
Variable as low as prime See branch for details

Auto Loans Rates
Variable as low as prime See branch for details

Personal Lines of Credit Rates
Variable as low as prime See branch for details

Equity Line of Credit Rates
Variable as low as prime See branch for details


Business Advantage Savings Rates
$0 - $10,000 0.50%
$10,001 - $100,000 0.70%
$100,001 - $250,000 0.90%
$250,001 and over 1.10%

Commercial Prime Lending Rate Rates
Variable as low as 3.30%

Commercial Mortgages
We offer a variety of commercial mortgages to suit the unique needs of your business. Choose from terms ranging from 6 months to 5 years, variable and fixed rates and flexible terms and repayment options. Contact a Commercial Account Manager today at 204-949-7744 for details.

Commercial Line of Credit Rates
As low as Commercial Prime See branch for details

Rates effective: June 18, 2021
Entegra Credit Union is committed to serving the needs of our members and we value our relationship with you. The deposit, investment, mortgage and loan rates listed above are posted rates. Call 204-949-7744 to speak with an Entegra Professional or drop by any of our branch locations to learn your rate.

Rates are provided for information purposes only and may be subject to change without notice.
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